The Avenue FAQ's

What is Help to Buy and is it available at The Avenue?

We accept Help to Buy applications on selected houses. Help to Buy* is a new Government-backed scheme to help buyers secure a mortgage on a new build home. Home buyers can own a home with only a 5% deposit and gain help funding of up to 20% of the purchase price. This initiative is available to all buyers, not just first time buyers.

How does it work?

With Help to Buy*, you’ll receive an equity loan from the Homes and Communities Agency (HCA) to help you secure a mortgage. The scheme has been designed to assist those who would be able to sustain a mortgage, but who cannot currently acquire one due to large deposit requirements. Help to Buy* offers up to a maximum of 20% of the purchase price through an equity loan funded by the Government. The remaining 80% is made up through a 5% deposit contribution and a 75% mortgage from a bank or building society. So Help to Buy* does what it says on the tin! The equity loan is available on new build properties up to a maximum value of £600,000 in England.

An Example
Based on purchase price of £180,000
Pay from only £144,000
5% Deposit £9,000
75% Mortgage £135,000
Help to Buy Equity Loan* £36,000

*based on maximum loan of 20%


*Help to Buy is available on properties up to a maximum value of £600,000. If you qualify for Help to Buy assistance and you raise a mortgage for at least 75% of the purchase price of your new home from a lender, you can borrow up to the remaining 20% of the purchase price by taking out a loan secured over your new home from the Government's Homes & Community Agency (HCA) over a period of 25 years. A 5% deposit is required by the lender. More may be required depending upon circumstances and your lender's and the developer’s criteria. Help to Buy is subject to eligibility.

Terms and conditions apply. Help to Buy cannot be used in conjunction with Part Exchange

Do you offer Part Exchange?

We are able to offer part exchange on most properties, subject to terms and conditions. Here are 10 advantages to Part Exchange:

1. Quick offers – you don't have to wait for a buyer to come along.

2. Guaranteed sale – no risk of the sale falling through.

3. Fixed price – avoid last minute price renegotiations that can occur with a conventional sale.

4. Speed – once the offer is accepted, your sale will proceed swiftly to secure the property you want. 

5. No estate agents fees to pay – avoid paying estate agents fees saving you thousands of pounds.

6. Moving date – with the confidence of a guaranteed sale on your property, you can choose your moving date from the outset and make your plans with confidence. 

7. No chain – part exchange means you don't become involved in chains which can cause lengthy delays and disappointment.

8. No need to obtain an EPC – you do not need an energy performance certificate to part exchange your property, saving you time, money and trouble.

9. Stress-free removals – hold the keys for both your old and new properties for up to two weeks after completion and remove the stress of moving all on one day.

10. Worry and hassle free – our part exchange scheme is specifically designed to ensure your move to your new home is a simple and stress free experience.

Refer a Friend

Refer a friend and get £1000 of Vouchers! We would like to thank you for taking the time to learn more about The Avenue, Ross on Wye. If you feel you know someone who would be interested, we would love to hear from them. Refer a friend and we will give you £1000 of vouchers to spend in in a retailer of your choice. *

You can contact us on 01989 567900 or email us at

* Terms and Conditions

  1. This offer only applies in respect of referrals of individuals who have not previously registered their interest with MF Freeman Group of Companies
  2. In order to receive £1000 of vouchers, the referral must result in a legally completed sale within 12 months of presentation of this voucher
  3. Gift Card Voucher are One 4 All to be used at various major retail outlets, please see website address for further details  
  4. This incentive is non-transferable, non-refundable and cannot be exchanged for a cash alternative
  5. MF Freeman Group of Companies will use your personal data for the purposes connected with this offer only
  6. MF Freeman Group of Companies will use the potential new purchaser details only to send MF Freeman Group literature to them and invite them to enter discussions with us
  7. MF Freeman Group of Companies reserves the right to withdraw this offer at any time
  8. Referrers must be 18 years old or older
  9. The referrer must obtain the consent of the person they are referring prior to making the referral
  10. This offer does not apply to individuals who are employed or have a sub-contractor agreement with MF Freeman Group of Companies and such individuals cannot refer or be referred
  11. The offer does not apply in respect of an existing purchaser with whom we have already entered negotiations either directly or indirectly
  12. In the event that a person is referred by more than one person the referrer who sent the first form will receive the gift. Such decision shall be the sole discretion of MF Freeman Group
  13. Only completed forms will be accepted
  14. Data will only be used by the MF Freeman Group of Companies and will not be passed to third parties
  15. The incentive will be posted to the referrer to the address submitted on this form with 30 days of the sale of the property completing